Credo Health vs Regard (2026)
Both assemble what a clinician needs to know about a patient, from different places. Credo Health, based in Denver, finds where a patient has received care and pulls those records through the eHealth Exchange, Carequality, CommonWell, TEFCA and regional exchanges, for organizations in value based care. Regard reads the whole record already in the EHR when a chart opens, recommends diagnoses the chart supports but the notes do not yet carry, and drafts the note around them. Choose Credo to gather outside records for value based care; choose Regard to work the chart already in front of the clinician.
- You are in value based care and need records from wherever patients were seen.
- Records should come through national and regional exchanges.
- An agent should find where the patient has received care.
- The record you need is already in your EHR.
- Diagnoses the chart supports should be surfaced before the note is signed.
- The draft note should be written inside the EHR.
This comparison is published by AI Health Index, an independent research platform that compares healthcare AI vendors objectively. Credo Health and Regard are each graded against the same capability taxonomy, from each vendor's own public materials and the regulatory record, under the AI Health Index verification standard. No vendor pays for placement, and no vendor has reviewed this page. How this evidence is graded
Plain facts
| Fact | Credo Health | Regard |
|---|---|---|
| Primary category | Clinical Summarization & Chart Review | Clinical Summarization & Chart Review |
| Founded | Not recorded | 2017 |
| Headquarters | Denver, CO, US | Los Angeles, California, United States |
| Website | credohealth.com | regard.com |
Side by Side
Select any grade to read the note behind it.
Product updates
The latest logged changes from each vendor, newest first, each linked to its source.
Regard
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Product / capability
Sentara Health deployed a case management solution developed jointly with Regard, extending Regard's platform from physicians to hospital case managers.
Source -
Clinical evidence
Regard published real-world outcome data from its deployment at Monument Health, demonstrating significant improvements in diagnostic capture.
Source
Each vendor in one paragraph
Written to be quoted whole. Each paragraph opens the AI Health Index profile of the vendor: what the product is, who buys it and what it does.
Credo Health, based in Denver and led by founder and chief executive Carm Huntress, retrieves and assembles patient records for value based care. Its Acquire agent identifies where a patient has received care and pulls records through national exchange frameworks (the eHealth Exchange, Carequality, CommonWell and TEFCA) and regional exchanges, and where those networks return nothing, recovers records from source providers by telephone, secure portal and fax; its affiliates include Medical Records Exchange LLC, doing business as Chartfast.
Source: AI Health Index, September 2026
Regard reads the whole electronic health record when a clinician opens a chart, recommends diagnoses the chart supports but the notes do not yet carry, and drafts the note around them inside the EHR. The company's premise is that physicians see about 3 percent of the data in a chart.
Source: AI Health Index, September 2026
Questions buyers ask
How are Credo Health and Regard priced and sold?
An article republished on the company's own blog, from its 2022 launch, says Credo charges a flat fee for each successful placement of data and then a subscription fee for keeping those records current, focused on Medicare Advantage and other value based care providers. The master terms describe enterprise contracting through order forms, after a verification process that confirms the customer is a HIPAA regulated entity.
With Regard, the company frames value as return per user (4x at Sentara), offers a free HCC gap analysis to size the revenue opportunity before contract, and states go-lives of six to ten weeks with a dedicated team. From the AI Health Index, drawn from each vendor's own published materials and the regulatory record, verified September 30, 2026. No vendor pays for placement.
How do Credo Health and Regard handle patient data?
The master terms (last updated 29 August 2024) license customer data to Credo for improving and developing its services, including training its artificial intelligence and machine learning systems and creating de identified data sets, and make that license perpetual for any customer data Credo retains after termination.
For Regard, the privacy policy (updated June 2026) covers website comments, cookies and embedded media only and says nothing about patient data. Nothing states how long chart data is retained, whether customer data trains or tunes any model, or what reaches OpenAI when the GPT-4 based features (Max, note drafting) run. From the AI Health Index, drawn from each vendor's own published materials and the regulatory record, verified September 30, 2026. No vendor pays for placement.
What evidence is published for Credo Health and Regard?
With Credo Health, the home page shows ChenMed, Clover Health, Imperial Health, P3, Longevity, Bluezones, CommonGround and other value based care organizations as customers, and reports a 50 percent or greater reduction in chart preparation time, lower chart acquisition costs and gains through improved risk and quality scores.
In Regard's case, the outcomes reported are financial and throughput, not whether patients were diagnosed correctly. From the AI Health Index, drawn from each vendor's own published materials and the regulatory record, verified September 30, 2026. No vendor pays for placement.
How much do Credo Health and Regard leave to the clinician?
For Credo Health, a clinician can see where each fact came from and, on that description, where the holes are.
With Regard, the technology page opens with "The technology that reads every chart, so no diagnosis is missed", the home page with "Never miss a diagnosis", and a 2024 release says the platform ensures "no critical information is missed". From the AI Health Index, drawn from each vendor's own published materials and the regulatory record, verified September 30, 2026. No vendor pays for placement.
Related comparisons
Other published head to head assessments involving these vendors or their closest peers. The full set for this category is on the Clinical Summarization & Chart Review page.
Both records were reviewed on this site in September 2026. Neither publishes a price. Regard's diagnosis suggestions also affect coding, so their clinical and financial effects run together.
Ask Credo what share of a patient's outside records it typically finds, and ask Regard how often clinicians reject its suggestions.