Value Based Care Intelligence
P

Pearl Health

Value based care enablement platform for Medicare providers: AI powered predictive insights identify the highest urgency patients so care teams intervene before costs escalate, alongside financial risk modeling and workflow automation for scheduling and post discharge follow up. Supports more than 10,000 providers across 40+ states serving roughly 250,000 Medicare beneficiaries, with about $3.6 billion in annualized medical spend under management. Raised $110 million in July 2026 ($50 million equity led by Andreessen Horowitz plus a $60 million credit facility). Pearl is a hybrid: predictive software wrapped in risk bearing value based care enablement, and this record covers the platform.

Last VerifiedJuly 12, 2026
Founded
Headquarters
New York, New York
Website
pearlhealth.com
Categories
vbc-intelligence
Assessment

Capability Axes

AI Capability
AI Centrality
B
Vendor Published

AI powered patient prioritization is the platform engine: predictive insights identify the highest urgency patients before costs escalate. Held back from A because the product is a hybrid, predictive software wrapped in risk bearing value based care enablement services, and the AI platform cannot be purchased separately from the enablement relationship.

Autonomy and Oversight Model
C
Vendor Published

Advisory by design: predictions and insights surface to care teams who act on them, and workflow automation covers scheduling and post discharge follow up. No formal oversight or governance documentation retrieved beyond this implied posture.

Model and Technology Transparency
Not rated
Clinical and Operational Evidence
C
Vendor Published

Scale is well documented (10,000+ providers, roughly 250,000 Medicare beneficiaries, about $3.6 billion in annualized medical spend). Outcome claims, including an expected $500 million in gross savings, are vendor announced projections rather than published or peer reviewed results.

AI Safety and PHI Stewardship
Not rated
Regulatory and Compliance
HIPAA and BAA Posture
Not rated
Security Certifications and Trust Center
Not rated
FDA and Regulatory Status
Not rated
AI Governance and Bias Disclosure
Not rated
Integration and Deployment
EHR and Interoperability Depth
Not rated
Deployment Model and Data Residency
Not rated
Commercial
Commercial Transparency
Not Rated
Vendor Published

No public pricing. Contact the vendor. The commercial model is built on value based enablement arrangements; no published rate card retrieved.

Setting and Specialty Coverage
A
Vendor Published

Coverage is stated with unusual clarity: Medicare populations, primary care providers, and ACO style risk arrangements across 40+ states. Narrow scope, clearly bounded, which is what this axis rewards.

Public Record

Announced Deployments

Publicly announced health system deployments and partnerships. This is a record of announcements, not an assessment of deployment success or scale.

Accountable Health Partners (University of Rochester affiliated)
Value based care enablement across AHP's clinically integrated network
Press Release
Commercial

Pricing

Vendor-published figures are labeled as such. Figures labeled “Estimated” are derived from third-party sources and have not been confirmed by the vendor.

Entry Price Pricing Basis BAA Tier Implementation Source
Contact the vendor
Value based enablement arrangements; economics tied to attributed Medicare populations Vendor Published

Pearl's commercial model is built on value based care enablement arrangements with Medicare providers, in several cases involving shared risk. No published rate card. Buyers should expect economics tied to attributed populations and performance rather than a software license.

AI Health Index

An independent reference for evaluating AI vendors in healthcare. No vendor pays for inclusion, placement, or rating.

Index Status
Last index update
July 19, 2026
The AI Health Index is an editorial reference, not a regulatory body. Vendor data is verified against published sources and public regulatory filings. Figures labeled “Estimated” have not been confirmed by the vendor. See the Methodology page for evaluation standards and limitations.
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